Skip to main content

GROUP-SPONSORED MEDICARE

Frequently Asked Questions

Explore answers to common questions about Group Retiree Medicare plans, enrollment and benefits.

Senior woman smiling while using a laptop at home, representing the ease of accessing information about reitree group Medicare plans online.

Retirement and Medicare

Questions about health coverage after retirement? Your job is the perfect place to start. The benefits office can provide details on available plans and guide you through the enrollment process. But we are sharing the answers to our most asked questions about Group Retiree Medicare here.

Already enrolled in a Group Medicare plan and have questions about your benefits? Simply refer to your Summary of Benefits or call us at the number on your Blue Cross and Blue Shield of Montana member ID card. We're here to help you make the most of your coverage.

Let's start with the most important question:

What is Medicare?

Medicare is a federal health care program designed for people aged 65 and over. Most U.S. citizens earn the right to enroll in Medicare by working and paying taxes for at least 10 years. Under certain circumstances, people under 65 may also be eligible. Here’s a quick look at the four parts of Medicare:

  • Part A — Hospital coverage
  • Part B — Medical coverage
  • Part C — Medicare Advantage Plans (offered by private insurers like Blue Cross and Blue Shield of Montana, contracting with the government)
  • Part D — Prescription drug coverage

Medicare Basics FAQs

Group Retiree Medicare FAQs

Group Retiree Solutions

Are You an Employer or Benefits Administrator?

Looking for Medicare plans for your retirees? Learn more about the Group Retiree Medicare coverage choices offered by Blue Cross and Blue Shield of Montana.

Prime Therapeutics LLC provides pharmacy benefit management services for Blue Cross and Blue Shield of Montana. Blue Cross and Blue Shield of Montana, as well as several independent Blue Cross and Blue Shield Plans, has an ownership interest in Prime Therapeutics LLC. MyPrime.com is a pharmacy benefit website owned and operated by Prime Therapeutics LLC, a separate company providing pharmacy benefit management services for your plan.