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Individual and Family

2025 Open Enrollment is Here

Now's your chance to shop for affordable 2025 coverage. Compare your Montana individual and family health insurance options and enroll by January 15th.

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Our Individual and Family Plans

Health care plans, tailored to you.

Health care needs are different for everyone. Maybe you want to save with an affordable plan in 2025. Or perhaps you need a little extra coverage. Know how the metallic levels could impact costs like your monthly premium, copays and deductible before shopping during Open Enrollment.

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Special Enrollment Period

Have Questions About Open Enrollment?

What and when is Open Enrollment? How am I eligible? Do I qualify for savings? Will my options meet Affordable Care Act standards? Open Enrollment doesn't have to be confusing. If you have questions and want help navigating the Open Enrollment Period (OEP), check our helpful tips.

Still shopping for a 2024 plan after going through a life event? Get started on our shopping platform.  

Find OEP Tips

Enrollment

Explore Enrollment Opportunities. Learn What to Do Next.

Know your pharmacy benefits and check your 2025 covered drug list.

Understand Your Benefits
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Manage your health plan, all in one place.

Go Mobile
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Learn new member tips and find a video to help you get started using your plan.

Learn What's Next

Benefits of BCBSMT

Why Choose BCBSMT?

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Quality Care Options

Get easier access to in-network care and savings with our provider networks.

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Opportunities to Save

Find out if you can qualify for savings, like subsidies, for a premium as low as $0 a month.

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Levels of Cost and Care

We offer different plans and plan levels to meet your budget and care needs.

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Essential Benefits Covered

Essential benefits, like hospital care or prescription coverage, are always included.

Resources

Explore Member Resources