Medicare Supplement Insurance Plans
Coverage That Can Help You Relax
Medicare Supplement Insurance plans can help with your out-of-pocket expenses that Original Medicare doesn't fully cover. Let us help you find the right plan for your coverage needs.
Compare BCBSMT Medicare Supplement Insurance Plans
Medicare Supplement Insurance Plans are identified by the letters A, B, C, D, F, G, K, L, M and N1. Each plan covers different costs that Original Medicare doesn't cover.
Plus Medicare Plan Benefits
The “Plus” Means Even Greater Value for You
If you enroll in a Medicare Supplement Plus Plan, you’ll get all the benefits of Blue Medicare Supplement Insurance℠ Plans, plus three more benefits.
Plus Plan Benefits
| Benefit | Description | Member Pays In-Network |
Member Pays Out-of-Network |
|---|---|---|---|
| Preventive Services | |||
| Cleanings, 2x per calendar year | 0% | 50% | |
| Oral exams, 2x per calendar year | 0% | 50% | |
| Dental | Dental X-rays, 1x per calendar year | 0% | 50% |
| Oral cancer screening, 1x per calendar year | 0% | 50% | |
| Extractions (unlimited) | 25% | 50% | |
| Restorative (fillings), 1x per tooth per calendar year | 50% | 50% | |
| Routine exam with dilation, 1x every 12 months | $0 | $40 | |
| Vision | |||
| Eyeglasses or contact lenses (conventional or disposable) | Remaining amount after $130 reimbursement | Remaining amount after $65 reimbursement | |
| Routine exam, 1x every 12 months | $0 | ||
| Hearing | Advanced hearing aid member fee with recharge | $699 per aid | |
| Premium hearing aid member fee with available rechargeability | $999 per aid | ||
| Fitness | Access to the SilverSneakers® Fitness Program |
Premium Discounts
You may qualify for a Blue Cross and Blue Shield of Montana Medicare Supplement plan premium discount.
- If you are eligible, this discount will be applied to your next bill
- Your premium will be discounted as long as you stayin your plan
- Discounts cannot be combined
- Only one type of discount per member is permitted
Three ways you could qualify for a premium discount
- Spousal/partner Discount: If you enrolled in a BCBSMT Medicare Supplement policy issued with an effective date on or after May 1, 2022, and you reside with a spouse or domestic partner, you may qualify for a 10% premium discount.
- Continue with Blue℠ Discount: There are three criteria to qualify for this 7% premium discount:
- You must be enrolled in a BCBSMT Medicare Supplement policy issued with an effective date on or after May 1, 2023.
- You must be enrolled in a Blue Cross and Blue Shield commercial group or individual health insurance coverage plan.
- That coverage must be within one year of your BCBSMT Medicare Supplement policy becoming effective.
- Blue Family Discount℠: If you enrolled in a BCBSMT Medicare Supplement policy issued with an effective date on or after May 1, 2024, and you meet the criteria for both types of discounts above, you qualify for 12% off your premium.
Medicare Enrollment
Ready to Enroll?
- Get a Quote and Enroll Online
- Enroll by Phone
- Get Help from an Agent
- Enroll by Mail
Member Resources
Find Documents and Forms, Pay Your Premium and View Personalized Benefit Information
Looking for Medicare Supplement Insurance Plan documents or forms, need to pay your bill or want to view your personalized benefits information at Blue Access for Members℠? Follow the links below to go directly to these member resources and tools.
Rates as of 05/01/2024. Rates are illustrative only. Actual rates are based on your age, where you live, and your choice of coverage. Please do not send money, you cannot obtain coverage under the above plans until an application is completed and approved. Benefit exclusions and limitations might apply.
Important Information About Quotes for Medicare Supplement Insurance Plans
Quoted prices are based on the criteria specified during your search. This illustration is subject to Blue Cross and Blue Shield of Montana’s rating or underwriting and approval, as appropriate, and does not guarantee rates, coverage, or effective date. Furthermore, rates are subject to change if any of the information you have provided changes when and if a policy is approved. In addition, Blue Cross and Blue Shield of Montana reserves the right to change rates from time to time.
1 Not to exceed any change limitation established by the Medicare program or state law.
2 Plans cover medically necessary emergency care services needed immediately because of an injury or illness of sudden and unexpected onset, beginning during the first 60 days of each trip outside the U.S. There is a deductible of $250 and a lifetime maximum benefit of $50,000.
3 For medical emergencies, call 911. This program is not a substitute for a doctor’s care. Talk to your doctor about any health questions or concerns.
4 Plan N requires a copayment of up to $20 for office visits and a copayment of up to $50 for ER.
5 Plan F also has an option called a high-deductible Plan F. This high-deductible plan pays the same or offers the same benefits as Plan F after one has paid a calendar year $2,800 deductible. Benefits from high-deductible Plan F will not begin until out-of-pocket expenses are $2,800. Out-of-pocket expenses for this deductible are expenses that would ordinarily be paid by the policy. These expenses include the Medicare deductibles for Part A and Part B, but do not include the plan’s separate foreign travel emergency deductible.
6 SilverSneakers® is a wellness program owned and operated by Tivity Health, Inc., an independent company. Tivity Health and SilverSneakers® are registered trademarks or trademarks of Tivity Health, Inc., and/or its subsidiaries and/or affiliates in the USA and/or other countries.