Health Insurance for the Self-Employed

When you're shopping for a plan, you have the option to add on vision or dental coverage. To review your options, start shopping through our shopping platform or partner platforms to explore your options and choose coverage that's right for you.

Start shopping for dental coverage
Explore vision benefits

If you get a job that offers you insurance coverage while you already have your own plan, here are a few things you can do:

• Keep your current plan: You don't need to opt in to your employer's plan if you'd prefer to keep the one you have now. Just continue to pay your premium to keep your coverage.
• Choose a plan through your employer: Usually, you can enroll in an employer-offered plan when you get hired. To end your individual and family plan coverage, just stop paying its premium. 

Congratulations! A growing business is an exciting accomplishment. If you're interested in giving your employees health insurance options, also known as small group plans, you have options with BCBSMT. To qualify, your business just needs to have 2 employees (including yourself) and underwriter approval for full-time employees. 

Understand the benefits of small business health insurance plans, how you can find the right fit for you and your employees and get a quote today.

If your job changed within the past 60 days, you may be able to enroll right now. The Special Enrollment Period allows you to update or choose a new plan if you were let go or quit your job, if you lost COBRA or ICHRA coverage or if you lost coverage because your employer lowered your working hours. Understand how job changes could qualify you for Special Enrollment.

If you aren't eligible to enroll through Special Enrollment, you can enroll during Open Enrollment. Open Enrollment begins every year on November 1. Anyone can enroll during Open Enrollment without having gone through a life event.