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SPECIAL ENROLLMENT

Getting Married?

Newly married couple smiling at their wedding.

OVERVIEW

Marriage and Special Enrollment

When you add a member to your family, you’re also able to add them to your Blue Cross and Blue Shield of Montana health plan through Special Enrollment. If you're going through a divorce, you may also qualify for Special Enrollment.

Find a new plan that fits your family, or choose to make updates to your existing coverage if it works for you and your partner.

Next Steps

Say “I Do” to Family Coverage

Did you know getting married or entering a civil union is an event that gives you the chance to update your health insurance? You, your partner or your blended families can update or change your health insurance through a Special Enrollment Period. Here’s what you should know before combining coverage.

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Know your deadline

After going through your life event, you have 60 days to enroll in a new plan.

Miss your deadline?
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Compare your options

Compare plans to make sure they meet your family's needs.

Get started
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Check your network

Make sure the doctors you, your spouse and dependents use are in-network.

Search plan networks
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Find your savings

Find out if you qualify for savings with your new household income.

Learn how to save
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Have proof ready

Make sure you have your marriage certificate to prove your life event's date.

Check valid documents

TIMELINE

How Long Do I Have to Enroll?

After signing the marriage, civil union or divorce paperwork, you have 60 days to compare your BCBSMT options online, pick a plan and finish enrolling.

DEPENDENTS

How Do I Add My Spouse or Children to My Plan?

FAQs

Common Questions When You Get Married