If you’ve had a life event that qualifies you to update your plan, review these next steps for BCBSMT enrollment.
Individual & Family
Still Need Health Care Coverage?
If you go through a life change like losing Medicaid, having or adopting a baby or changing jobs, you may be able to enroll in a Blue Cross and Blue Shield of Montana plan through Special Enrollment.
How to Get a Plan During Special Enrollment
During Special Enrollment, you can choose a new individual and family plan if you go through a life event that qualifies.1
- If you’re no longer eligible to renew your Medicaid benefits, we can help you find an affordable Individual and Family plan so you can stay covered.
- If you’re 64+ and no longer eligible for Medicaid, you may be able to enroll in Medicare.
Qualifying Events
Understand How to Qualify for Special Enrollment
- Changes To Your Household
- Changes To Your Job
- Changes In Your Residence
- Loss of Coverage
- Other Events That Qualify
ENROLL
How to Enroll During Special Enrollment
Have a Life Event
Find out if your life event allows you to enroll in a plan during Special Enrollment.
Understand Your Timeline
You normally have 60 days from the date of your life event to update your health plan.
Gather Documentation
You might need to send in documents that prove your life event when enrolling.
Find a Plan
When you find a plan, compare your options, apply and pay your first bill for coverage.
1Members of American Indian and Alaska Native tribes can apply for health care coverage any month of the year. If you qualify for Children’s Health Insurance Program (CHIP) or other assistance based on your income, you do not need to enroll during the Special Enrollment Period.
2The following are not considered loss of coverage: voluntarily canceling your health insurance plan, having your plan canceled because you did not pay your premiums or because your plan did not meet the requirements set by the Affordable Care Act for Minimum Essential Coverage.
3Only for health plans bought on the Marketplace.