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Large Group Health Insurance Plans

Discover a complete portfolio of standard to customizable, end-to-end health care solutions for large employer groups (151+) from Blue Cross and Blue Shield of Montana (BCBSMT).

Better Value, Better Benefits, Better Business

As an experienced and trusted health insurance carrier, we’re committed to providing options that meet your client's unique needs, from innovative local offerings to national solutions. Our goal is uncovering your client's goals and meeting them. The network product is a big piece of a holistic health care solution.

The following network product1 is available for local, labor/municipal, and national groups with 151+ participants for both types of funding arrangements: fully insured and self-funded (aka Administrative Services Only or ASO). Exceptions noted.

Blue Preferred PPOSM

  • Broad Statewide PPO
  • Flexible benefit design options at an affordable price
  • Gives employees the freedom to visit any doctor they choose, with benefits paid at a higher level when the doctor is within the network
  • Members do not have to live or work in the network service area
  • No Primary Care Provider selection required
  • No referral required
  • Out-of-network coverage
  • Includes BlueCard®, which gives members access to network providers when traveling out of state
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Easily Boost Medical Benefits with Ancillary

We can combine our medical coverage with some of the most popular ancillary benefits in one quote. Package pricing1 combines medical coverage with other ancillary benefits and allows for a reduction in medical premium. 

1 Ancillary product package pricing is available to mid-market (51-150) and large group market segments (151+) with up to 3,000 eligible employees when combining medical with qualifying ancillary options. Multiple Employer Welfare Arrangements, small groups (1-50), Blue Balanced FundedSM, student health plans, select large group segments, Minimum Premium Plans and ASO groups with percent-of-claims arrangements are excluded from this program.

Last Updated: Feb. 16, 2024