Why Health Insurance Matters
Having health insurance has many benefits. Even if you enjoy good health, you never know when you might have an accident or get sick. A trip to the hospital can be much more costly than you might expect. Health insurance protects you and your family from financial losses in the same way that home or car insurance does. Consider these facts:
- The price tag of a 3-day hospital stay is around $30,000.1
- A trip to the emergency room for an adult could cost as much as $3,500, depending on how severe your condition is and what tests are done.2
- The average cost for childbirth is more than $18,000.3
- Treating a broken leg can set you back $7,500.4
These examples sound scary, but here's the good news. With the right plan, you can protect yourself from most of these and other types of medical bills.
Benefits You Need Today
Your health is priceless. With a good health insurance plan, you help protect the health and financial future of you and your family for a lifetime. With the new ways to get affordable health insurance, it makes sense to get covered.
Other key benefits of health insurance are access to a network of doctors and hospitals, and other resources to help you stay healthy:
- Being able to find the help you need close to home
- Peace of mind and less worry because you know you're covered
- Access to affordable care and health information
With health insurance and by making some smart health choices, you can boost your own health and well-being. For more health information see our wellness guidelines:
If you are diabetic, a health insurance plan also allows you to partner with your Primary Care Provider (PCP) to better manage your condition. By visiting your PCP and keeping track of exam or testing results, you'll learn helpful tips to better control your diabetes.
1 Healthcare.gov, Blue Cross and Blue Shield of Massachusetts
2 Business Insider (2/21), HHS, Agency for Healthcare Research and Quality, CQ HealthBeat reports (CQ HealthBeat,10/19)
3 Forbes Advisor (1/24)
4 Healthcare.gov